Ruthie Fong and her team are home loan specialists dedicated to matching customers with the mortgage that best meets their needs. We recognize that each borrower has their own unique financial background and goals. That’s why we provide a diverse portfolio of loan products for all types of home buyers and homeowners who want to refinance.
Whether you’re buying your first home or forever home, an investment property, are self-employed, or high net worth, we’ll find your home financing solution with the best rate.
Your Principal
Your Property Taxes
The Interest You all Pay
Your Homeowner
Insurance
Adjust values by moving the sliders
| Principal & Interest | $152 |
| Proper Tax | $20 |
| MI: | $0 |
| HOA: | $0 |
| HI: | $0 |
| Monthly Installment | $172 |
A mortgage rate is the interest you pay on your home loan. Your monthly mortgage payment includes the interest
owed on the loan, plus a portion of the remaining principal balance. A lower rate means lower monthly payments.
Even as little as a 1% difference in rates, can save you a significant amount of money.
offered on your mortgage depends on the factors above, as well as your financial situation. This includes your credit score, loan amount, terms, area of your home purchase, and how much money you put down.
Wondering where your loan currently stands? Reach out to us at any time, and we’ll provide real-time updates, from application to closing. We promise that you’ll be kept in the lending loop at each point of the process.
Even if you were previously denied a loan, didn't qualify, or weren't happy with the terms you were offered earlier, contact us today to put you back on track with a loan you'll like.
Fill out the form below and someone will be in touch within 24 hours (or sooner)!
Ruthann Fong
Branch Manager, NMLS #1405107
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